Own your place at 6.25% APR.

Fixed and adjustable-rate mortgages up to $2M, with down payments as low as 3%. Get pre-qualified in minutes without affecting your credit score.

Get pre-qualified
6.25%Starting APR
$2MMaximum loan amount
3%Minimum down payment
Home Loan
30-yr fixed · 6.25% APR
Loan amount
$360,000
▲ Pre-qualified in 2 minutes
Rate locked 60 daysWhile you shop with confidence
Est. monthly payment
$2,217/mo principal & interest
No PMI option
Available with 20% down
Dedicated loan officer
From application to closing
60-day rate lockWhile you house-hunt
Soft credit checkTo get pre-qualified
FIRST HOME · KEYS IN HAND

We got pre-qualified before we even started touring homes. When we found the one, our offer stood out — and we closed in 28 days.

Built for buyers

Mortgages without the runaround.

Fixed or adjustable, purchase or refinance — get a real rate and a dedicated loan officer from day one.

Fixed & ARM options

Choose a 15 or 30-year fixed rate, or an adjustable-rate mortgage — whichever fits your plans.

As little as 3% down

Qualifying buyers can put down as little as 3%, with no PMI required at 20% down or more.

60-day rate lock

Shop for your home with confidence — your quoted rate is locked for 60 days at no extra cost.

Dedicated loan officer

One point of contact guides you from pre-qualification through closing — no call centers.

Refinance anytime

Already own your home? Refinance to a lower rate or tap your equity with a cash-out refinance.

Digital, paperless closing

Upload documents, e-sign disclosures, and track your loan status from application to closing.

Interactive calculator

Estimate your monthly payment.

Adjust the home price, down payment and term to see an estimated principal & interest payment.

Mortgage calculator

Estimates principal & interest only — property tax and insurance not included.

Home price$450,000
$100,000$2,000,000
Down payment20% · $90,000
3%50%
Est. monthly payment (P&I)
$2,217
On a $360,000 loan at an estimated 6.25% APR over 30 years.
Loan amount
$360,000
Total interest
$438,120
Protection

Buy with confidence.

From pre-qualification to closing day, you're guided by a dedicated loan officer and backed by transparent, upfront pricing.

Soft credit checkGetting pre-qualified never affects your score.
60-day rate lockYour rate holds steady while you shop.
No hidden feesFull loan estimate disclosed upfront, in writing.
Bank-grade encryptionYour financial documents stay encrypted end-to-end.
Get started

Get pre-qualified in minutes.

Tell us a bit about what you're looking for. A soft credit check only — it never affects your score.

By submitting, you agree to a soft credit check to estimate your rate. This will not affect your credit score.

FIRST-TIME BUYERS Marcus & Amelia
Marcus & Amelia Chen
Closed on their first home · Portland
Our loan officer answered every question, day or night. We closed in 28 days with zero surprises at the table.
Marcus ChenPortland · Home loan with FutureBank, 2025
Fixed or adjustable?Ask our AI to help you decide which mortgage type fits your plans.
Get pre-qualified · 2 minutes

Ready to find your place?

Get pre-qualified today and lock in your rate for 60 days while you shop with confidence.

Starting APR6.25%
Max loan amount$2M
Min down payment3%
Rate lock60 days